FIRST FEDERAL BANK&TRUST
SHERIDAN, WYOMING · FDIC Cert #29537
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL BANK&TRUST holds a Tier 1 capital ratio of 13.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL BANK&TRUST shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL BANK&TRUST has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 13.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL BANK&TRUST holds $614M in total assets and $541M in total deposits. It is located in SHERIDAN, WYOMING (FDIC Certificate #29537).
FIRST FEDERAL BANK&TRUST has a Tier 1 capital ratio of 13.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.42%, and the return on assets is 0.07%.
Yes. FIRST FEDERAL BANK&TRUST is FDIC-insured (Certificate #29537). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.