FIRST FEDERAL BANK OF LA
LAKE CHARLES, LOUISIANA · FDIC Cert #30441
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL BANK OF LA holds a Tier 1 capital ratio of 20.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL BANK OF LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL BANK OF LA shows strong financial health indicators. With $1.1B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL BANK OF LA has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 20.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL BANK OF LA holds $1.1B in total assets and $967M in total deposits. It is located in LAKE CHARLES, LOUISIANA (FDIC Certificate #30441).
FIRST FEDERAL BANK OF LA has a Tier 1 capital ratio of 20.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.78%, and the return on assets is 0.39%.
Yes. FIRST FEDERAL BANK OF LA is FDIC-insured (Certificate #30441). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.