FIRST FEDERAL BANK A FSB
TUSCALOOSA, ALABAMA · FDIC Cert #31127
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL BANK A FSB holds a Tier 1 capital ratio of 11.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL BANK A FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL BANK A FSB shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL BANK A FSB has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 11.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL BANK A FSB holds $188M in total assets and $124M in total deposits. It is located in TUSCALOOSA, ALABAMA (FDIC Certificate #31127).
FIRST FEDERAL BANK A FSB has a Tier 1 capital ratio of 11.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is -0.09%.
Yes. FIRST FEDERAL BANK A FSB is FDIC-insured (Certificate #31127). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.