FIRST COMMUNITY BANK OF TN
SHELBYVILLE, TENNESSEE · FDIC Cert #27211
Capital & Safety Analysis
According to FDIC financial data, FIRST COMMUNITY BANK OF TN holds a Tier 1 capital ratio of 14.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COMMUNITY BANK OF TN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COMMUNITY BANK OF TN shows strong financial health indicators. With $824M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COMMUNITY BANK OF TN has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 14.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COMMUNITY BANK OF TN holds $824M in total assets and $627M in total deposits. It is located in SHELBYVILLE, TENNESSEE (FDIC Certificate #27211).
FIRST COMMUNITY BANK OF TN has a Tier 1 capital ratio of 14.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.52%, and the return on assets is 0.98%.
Yes. FIRST COMMUNITY BANK OF TN is FDIC-insured (Certificate #27211). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.