FIRST COMMONWEALTH BANK
INDIANA, PENNSYLVANIA · FDIC Cert #7468
Capital & Safety Analysis
According to FDIC financial data, FIRST COMMONWEALTH BANK holds a Tier 1 capital ratio of 11.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COMMONWEALTH BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COMMONWEALTH BANK shows strong financial health indicators. With $11.6B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COMMONWEALTH BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COMMONWEALTH BANK holds $11.6B in total assets and $9.5B in total deposits. It is located in INDIANA, PENNSYLVANIA (FDIC Certificate #7468).
FIRST COMMONWEALTH BANK has a Tier 1 capital ratio of 11.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 1.69%.
Yes. FIRST COMMONWEALTH BANK is FDIC-insured (Certificate #7468). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.