FIRST COMMERCIAL BANK
JACKSON, MISSISSIPPI · FDIC Cert #57069
Capital & Safety Analysis
According to FDIC financial data, FIRST COMMERCIAL BANK holds a Tier 1 capital ratio of 12.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COMMERCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COMMERCIAL BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COMMERCIAL BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 12.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COMMERCIAL BANK holds $872M in total assets and $729M in total deposits. It is located in JACKSON, MISSISSIPPI (FDIC Certificate #57069).
FIRST COMMERCIAL BANK has a Tier 1 capital ratio of 12.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.76%.
Yes. FIRST COMMERCIAL BANK is FDIC-insured (Certificate #57069). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.