FIRST CITIZENS CMTY BANK
MANSFIELD, PENNSYLVANIA · FDIC Cert #7593
Capital & Safety Analysis
According to FDIC financial data, FIRST CITIZENS CMTY BANK holds a Tier 1 capital ratio of 10.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CITIZENS CMTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CITIZENS CMTY BANK shows strong financial health indicators. With $2.9B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CITIZENS CMTY BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CITIZENS CMTY BANK holds $2.9B in total assets and $2.3B in total deposits. It is located in MANSFIELD, PENNSYLVANIA (FDIC Certificate #7593).
FIRST CITIZENS CMTY BANK has a Tier 1 capital ratio of 10.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 1.11%.
Yes. FIRST CITIZENS CMTY BANK is FDIC-insured (Certificate #7593). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.