FIRST CENTURY BANK
TAZEWELL, TENNESSEE · FDIC Cert #1700
Capital & Safety Analysis
According to FDIC financial data, FIRST CENTURY BANK holds a Tier 1 capital ratio of 10.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CENTURY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CENTURY BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CENTURY BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 10.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CENTURY BANK holds $693M in total assets and $610M in total deposits. It is located in TAZEWELL, TENNESSEE (FDIC Certificate #1700).
FIRST CENTURY BANK has a Tier 1 capital ratio of 10.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.81%.
Yes. FIRST CENTURY BANK is FDIC-insured (Certificate #1700). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.