FIRST CAHAWBA BANK
SELMA, ALABAMA · FDIC Cert #58636
Capital & Safety Analysis
According to FDIC financial data, FIRST CAHAWBA BANK holds a Tier 1 capital ratio of 14.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CAHAWBA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CAHAWBA BANK shows strong financial health indicators. With $178M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CAHAWBA BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CAHAWBA BANK holds $178M in total assets and $164M in total deposits. It is located in SELMA, ALABAMA (FDIC Certificate #58636).
FIRST CAHAWBA BANK has a Tier 1 capital ratio of 14.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.33%.
Yes. FIRST CAHAWBA BANK is FDIC-insured (Certificate #58636). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.