FIRST BUSINESS BANK
MADISON, WISCONSIN · FDIC Cert #15229
Capital & Safety Analysis
According to FDIC financial data, FIRST BUSINESS BANK holds a Tier 1 capital ratio of 10.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BUSINESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BUSINESS BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BUSINESS BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BUSINESS BANK holds $3.6B in total assets and $2.9B in total deposits. It is located in MADISON, WISCONSIN (FDIC Certificate #15229).
FIRST BUSINESS BANK has a Tier 1 capital ratio of 10.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 1.43%.
Yes. FIRST BUSINESS BANK is FDIC-insured (Certificate #15229). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.