FIRST BANK&TRUST CO
PERRY, OKLAHOMA · FDIC Cert #13946
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK&TRUST CO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK&TRUST CO holds $230M in total assets and $204M in total deposits. It is located in PERRY, OKLAHOMA (FDIC Certificate #13946).
FIRST BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.98%.
Yes. FIRST BANK&TRUST CO is FDIC-insured (Certificate #13946). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.