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BankHealth

FIRST BANK OF GREENWICH

COS COB, CONNECTICUT · FDIC Cert #58307

C
Health Score
64/100
$740M
Total Assets
$621M
Total Deposits
11.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST BANK OF GREENWICH holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF GREENWICH has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
9.43%
Liquidity Ratio
Low — potential liquidity stress
0.62%
Return on Assets
Low profitability
$621M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST BANK OF GREENWICH shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST BANK OF GREENWICH has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST BANK OF GREENWICH holds $740M in total assets and $621M in total deposits. It is located in COS COB, CONNECTICUT (FDIC Certificate #58307).

FIRST BANK OF GREENWICH has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.62%.

Yes. FIRST BANK OF GREENWICH is FDIC-insured (Certificate #58307). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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