FIRST BANK HAMPTON
HAMPTON, IOWA · FDIC Cert #4464
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK HAMPTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST BANK HAMPTON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST BANK HAMPTON shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK HAMPTON has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK HAMPTON holds $223M in total assets and $190M in total deposits. It is located in HAMPTON, IOWA (FDIC Certificate #4464).
FIRST BANK HAMPTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.42%.
Yes. FIRST BANK HAMPTON is FDIC-insured (Certificate #4464). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.