FIRST BANK BLUE EARTH
BLUE EARTH, MINNESOTA · FDIC Cert #5097
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK BLUE EARTH holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST BANK BLUE EARTH to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST BANK BLUE EARTH shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK BLUE EARTH has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK BLUE EARTH holds $301M in total assets and $253M in total deposits. It is located in BLUE EARTH, MINNESOTA (FDIC Certificate #5097).
FIRST BANK BLUE EARTH has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.59%.
Yes. FIRST BANK BLUE EARTH is FDIC-insured (Certificate #5097). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.