FINANCE FACTORS LTD
HONOLULU, HAWAII · FDIC Cert #25158
Capital & Safety Analysis
According to FDIC financial data, FINANCE FACTORS LTD holds a Tier 1 capital ratio of 15.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FINANCE FACTORS LTD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FINANCE FACTORS LTD shows strong financial health indicators. With $667M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FINANCE FACTORS LTD has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 15.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FINANCE FACTORS LTD holds $667M in total assets and $532M in total deposits. It is located in HONOLULU, HAWAII (FDIC Certificate #25158).
FINANCE FACTORS LTD has a Tier 1 capital ratio of 15.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 0.64%.
Yes. FINANCE FACTORS LTD is FDIC-insured (Certificate #25158). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.