Skip to main content
BankHealth

FIELD&MAIN BANK

HENDERSON, KENTUCKY · FDIC Cert #13838

C
Health Score
60/100
$727M
Total Assets
$658M
Total Deposits
9.97%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIELD&MAIN BANK holds a Tier 1 capital ratio of 9.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIELD&MAIN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.80%
Nonperforming Loans
Low — healthy loan portfolio
11.46%
Liquidity Ratio
Adequate liquidity
1.15%
Return on Assets
Profitable — earning well on assets
$658M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIELD&MAIN BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIELD&MAIN BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 9.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIELD&MAIN BANK holds $727M in total assets and $658M in total deposits. It is located in HENDERSON, KENTUCKY (FDIC Certificate #13838).

FIELD&MAIN BANK has a Tier 1 capital ratio of 9.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.15%.

Yes. FIELD&MAIN BANK is FDIC-insured (Certificate #13838). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: