FIDELITY DEPOSIT&DISCOUNT BK
DUNMORE, PENNSYLVANIA · FDIC Cert #11868
Capital & Safety Analysis
According to FDIC financial data, FIDELITY DEPOSIT&DISCOUNT BK holds a Tier 1 capital ratio of 13.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIDELITY DEPOSIT&DISCOUNT BK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIDELITY DEPOSIT&DISCOUNT BK shows strong financial health indicators. With $2.5B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIDELITY DEPOSIT&DISCOUNT BK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 13.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIDELITY DEPOSIT&DISCOUNT BK holds $2.5B in total assets and $2.2B in total deposits. It is located in DUNMORE, PENNSYLVANIA (FDIC Certificate #11868).
FIDELITY DEPOSIT&DISCOUNT BK has a Tier 1 capital ratio of 13.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 1.03%.
Yes. FIDELITY DEPOSIT&DISCOUNT BK is FDIC-insured (Certificate #11868). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.