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BankHealth

FIDELITY BANK NATIONAL ASSN

WICHITA, KANSAS · FDIC Cert #30895

C
Health Score
63/100
$3.2B
Total Assets
$2.4B
Total Deposits
10.60%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIDELITY BANK NATIONAL ASSN holds a Tier 1 capital ratio of 10.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIDELITY BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.53%
Nonperforming Loans
Low — healthy loan portfolio
13.83%
Liquidity Ratio
Adequate liquidity
0.54%
Return on Assets
Low profitability
$2.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIDELITY BANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIDELITY BANK NATIONAL ASSN has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIDELITY BANK NATIONAL ASSN holds $3.2B in total assets and $2.4B in total deposits. It is located in WICHITA, KANSAS (FDIC Certificate #30895).

FIDELITY BANK NATIONAL ASSN has a Tier 1 capital ratio of 10.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 0.54%.

Yes. FIDELITY BANK NATIONAL ASSN is FDIC-insured (Certificate #30895). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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