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BankHealth

FEDERAL SAVINGS BANK

CHICAGO, ILLINOIS · FDIC Cert #35518

C
Health Score
58/100
$1.2B
Total Assets
$714M
Total Deposits
16.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 16.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FEDERAL SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.11%
Nonperforming Loans
Moderate — some loan stress
2.84%
Liquidity Ratio
Low — potential liquidity stress
-0.64%
Return on Assets
Negative — losing money
$714M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FEDERAL SAVINGS BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FEDERAL SAVINGS BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 16.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FEDERAL SAVINGS BANK holds $1.2B in total assets and $714M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #35518).

FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 16.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.11%, and the return on assets is -0.64%.

Yes. FEDERAL SAVINGS BANK is FDIC-insured (Certificate #35518). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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