FCB BANKS
COLLINSVILLE, ILLINOIS · FDIC Cert #33005
Capital & Safety Analysis
According to FDIC financial data, FCB BANKS holds a Tier 1 capital ratio of 12.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FCB BANKS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FCB BANKS shows strong financial health indicators. With $2.4B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FCB BANKS has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FCB BANKS holds $2.4B in total assets and $2.0B in total deposits. It is located in COLLINSVILLE, ILLINOIS (FDIC Certificate #33005).
FCB BANKS has a Tier 1 capital ratio of 12.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.02%.
Yes. FCB BANKS is FDIC-insured (Certificate #33005). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.