FARMERS STB OF UNDERWOOD
UNDERWOOD, MINNESOTA · FDIC Cert #10174
Capital & Safety Analysis
According to FDIC financial data, FARMERS STB OF UNDERWOOD holds a Tier 1 capital ratio of 10.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STB OF UNDERWOOD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS STB OF UNDERWOOD shows strong financial health indicators. With $107M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STB OF UNDERWOOD has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STB OF UNDERWOOD holds $107M in total assets and $94M in total deposits. It is located in UNDERWOOD, MINNESOTA (FDIC Certificate #10174).
FARMERS STB OF UNDERWOOD has a Tier 1 capital ratio of 10.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.42%, and the return on assets is 1.20%.
Yes. FARMERS STB OF UNDERWOOD is FDIC-insured (Certificate #10174). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.