FARMERS STATE BANK OF MEDORA
MEDORA, ILLINOIS · FDIC Cert #13902
Capital & Safety Analysis
According to FDIC financial data, FARMERS STATE BANK OF MEDORA holds a Tier 1 capital ratio of 30.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STATE BANK OF MEDORA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS STATE BANK OF MEDORA shows strong financial health indicators. With $22M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STATE BANK OF MEDORA has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 30.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STATE BANK OF MEDORA holds $22M in total assets and $19M in total deposits. It is located in MEDORA, ILLINOIS (FDIC Certificate #13902).
FARMERS STATE BANK OF MEDORA has a Tier 1 capital ratio of 30.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is -0.01%.
Yes. FARMERS STATE BANK OF MEDORA is FDIC-insured (Certificate #13902). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.