FARMERS SAVINGS BANK&TRUST
TRAER, IOWA · FDIC Cert #10122
Capital & Safety Analysis
According to FDIC financial data, FARMERS SAVINGS BANK&TRUST holds a Tier 1 capital ratio of 17.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS SAVINGS BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS SAVINGS BANK&TRUST shows strong financial health indicators. With $205M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS SAVINGS BANK&TRUST has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 17.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS SAVINGS BANK&TRUST holds $205M in total assets and $180M in total deposits. It is located in TRAER, IOWA (FDIC Certificate #10122).
FARMERS SAVINGS BANK&TRUST has a Tier 1 capital ratio of 17.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.15%.
Yes. FARMERS SAVINGS BANK&TRUST is FDIC-insured (Certificate #10122). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.