FARMERS NB OF LEBANON
LEBANON, KENTUCKY · FDIC Cert #2754
Capital & Safety Analysis
According to FDIC financial data, FARMERS NB OF LEBANON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FARMERS NB OF LEBANON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FARMERS NB OF LEBANON shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS NB OF LEBANON has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS NB OF LEBANON holds $128M in total assets and $116M in total deposits. It is located in LEBANON, KENTUCKY (FDIC Certificate #2754).
FARMERS NB OF LEBANON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 1.05%.
Yes. FARMERS NB OF LEBANON is FDIC-insured (Certificate #2754). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.