FARMERS&MERCHANTS STB SPRING
SPRINGFIELD, MINNESOTA · FDIC Cert #13382
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS STB SPRING holds a Tier 1 capital ratio of 14.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS STB SPRING has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS STB SPRING shows strong financial health indicators. With $135M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS STB SPRING has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 14.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS STB SPRING holds $135M in total assets and $119M in total deposits. It is located in SPRINGFIELD, MINNESOTA (FDIC Certificate #13382).
FARMERS&MERCHANTS STB SPRING has a Tier 1 capital ratio of 14.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.20%.
Yes. FARMERS&MERCHANTS STB SPRING is FDIC-insured (Certificate #13382). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.