FARMERS&MECHANICS FSB
BLOOMFIELD, INDIANA · FDIC Cert #28478
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MECHANICS FSB holds a Tier 1 capital ratio of 13.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MECHANICS FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MECHANICS FSB shows strong financial health indicators. With $126M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MECHANICS FSB has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MECHANICS FSB holds $126M in total assets and $108M in total deposits. It is located in BLOOMFIELD, INDIANA (FDIC Certificate #28478).
FARMERS&MECHANICS FSB has a Tier 1 capital ratio of 13.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.51%, and the return on assets is -1.45%.
Yes. FARMERS&MECHANICS FSB is FDIC-insured (Certificate #28478). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.