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BankHealth

FARMERS BANK FRANKFORT IN

FRANKFORT, INDIANA · FDIC Cert #12828

B
Health Score
74/100
$986M
Total Assets
$764M
Total Deposits
11.39%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS BANK FRANKFORT IN holds a Tier 1 capital ratio of 11.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS BANK FRANKFORT IN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.32%
Nonperforming Loans
Low — healthy loan portfolio
22.55%
Liquidity Ratio
Strong — can meet withdrawal demands
0.26%
Return on Assets
Low profitability
$764M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS BANK FRANKFORT IN shows strong financial health indicators. With $986M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS BANK FRANKFORT IN has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 11.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS BANK FRANKFORT IN holds $986M in total assets and $764M in total deposits. It is located in FRANKFORT, INDIANA (FDIC Certificate #12828).

FARMERS BANK FRANKFORT IN has a Tier 1 capital ratio of 11.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 0.26%.

Yes. FARMERS BANK FRANKFORT IN is FDIC-insured (Certificate #12828). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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