FAMILY BANK
PELHAM, GEORGIA · FDIC Cert #29357
Capital & Safety Analysis
According to FDIC financial data, FAMILY BANK holds a Tier 1 capital ratio of 20.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FAMILY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FAMILY BANK shows strong financial health indicators. With $148M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FAMILY BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 20.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FAMILY BANK holds $148M in total assets and $124M in total deposits. It is located in PELHAM, GEORGIA (FDIC Certificate #29357).
FAMILY BANK has a Tier 1 capital ratio of 20.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.80%, and the return on assets is 1.40%.
Yes. FAMILY BANK is FDIC-insured (Certificate #29357). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.