EXCHANGE STB OF ST PAUL KS
SAINT PAUL, KANSAS · FDIC Cert #14556
Capital & Safety Analysis
According to FDIC financial data, EXCHANGE STB OF ST PAUL KS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EXCHANGE STB OF ST PAUL KS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
EXCHANGE STB OF ST PAUL KS shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXCHANGE STB OF ST PAUL KS has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXCHANGE STB OF ST PAUL KS holds $97M in total assets and $78M in total deposits. It is located in SAINT PAUL, KANSAS (FDIC Certificate #14556).
EXCHANGE STB OF ST PAUL KS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.97%.
Yes. EXCHANGE STB OF ST PAUL KS is FDIC-insured (Certificate #14556). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.