EXCHANGE BANK&TRUST CO
PERRY, OKLAHOMA · FDIC Cert #13366
Capital & Safety Analysis
According to FDIC financial data, EXCHANGE BANK&TRUST CO holds a Tier 1 capital ratio of 13.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EXCHANGE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EXCHANGE BANK&TRUST CO shows strong financial health indicators. With $396M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXCHANGE BANK&TRUST CO has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXCHANGE BANK&TRUST CO holds $396M in total assets and $356M in total deposits. It is located in PERRY, OKLAHOMA (FDIC Certificate #13366).
EXCHANGE BANK&TRUST CO has a Tier 1 capital ratio of 13.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.29%, and the return on assets is 0.96%.
Yes. EXCHANGE BANK&TRUST CO is FDIC-insured (Certificate #13366). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.