EQUITABLE SAVINGS&LOAN CO
CADIZ, OHIO · FDIC Cert #29966
Capital & Safety Analysis
According to FDIC financial data, EQUITABLE SAVINGS&LOAN CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EQUITABLE SAVINGS&LOAN CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
EQUITABLE SAVINGS&LOAN CO shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EQUITABLE SAVINGS&LOAN CO has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EQUITABLE SAVINGS&LOAN CO holds $9M in total assets and $7M in total deposits. It is located in CADIZ, OHIO (FDIC Certificate #29966).
EQUITABLE SAVINGS&LOAN CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.38%, and the return on assets is -0.62%.
Yes. EQUITABLE SAVINGS&LOAN CO is FDIC-insured (Certificate #29966). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.