ENTERPRISE BANK OF SC
EHRHARDT, SOUTH CAROLINA · FDIC Cert #11539
Capital & Safety Analysis
According to FDIC financial data, ENTERPRISE BANK OF SC holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ENTERPRISE BANK OF SC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ENTERPRISE BANK OF SC shows strong financial health indicators. With $461M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ENTERPRISE BANK OF SC has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ENTERPRISE BANK OF SC holds $461M in total assets and $446M in total deposits. It is located in EHRHARDT, SOUTH CAROLINA (FDIC Certificate #11539).
ENTERPRISE BANK OF SC has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.80%, and the return on assets is 0.50%.
Yes. ENTERPRISE BANK OF SC is FDIC-insured (Certificate #11539). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.