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BankHealth

EMBASSY BK LEHIGH VALLEY

BETHLEHEM, PENNSYLVANIA · FDIC Cert #57228

A
Health Score
83/100
$1.7B
Total Assets
$1.6B
Total Deposits
13.42%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EMBASSY BK LEHIGH VALLEY holds a Tier 1 capital ratio of 13.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EMBASSY BK LEHIGH VALLEY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.06%
Nonperforming Loans
Low — healthy loan portfolio
22.95%
Liquidity Ratio
Strong — can meet withdrawal demands
0.75%
Return on Assets
Low profitability
$1.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EMBASSY BK LEHIGH VALLEY shows strong financial health indicators. With $1.7B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EMBASSY BK LEHIGH VALLEY has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 13.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EMBASSY BK LEHIGH VALLEY holds $1.7B in total assets and $1.6B in total deposits. It is located in BETHLEHEM, PENNSYLVANIA (FDIC Certificate #57228).

EMBASSY BK LEHIGH VALLEY has a Tier 1 capital ratio of 13.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 0.75%.

Yes. EMBASSY BK LEHIGH VALLEY is FDIC-insured (Certificate #57228). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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