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BankHealth

EASTERN NATIONAL BANK

MIAMI, FLORIDA · FDIC Cert #20026

C
Health Score
61/100
$158M
Total Assets
$139M
Total Deposits
12.80%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EASTERN NATIONAL BANK holds a Tier 1 capital ratio of 12.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EASTERN NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

3.71%
Nonperforming Loans
High — significant loan problems
28.73%
Liquidity Ratio
Strong — can meet withdrawal demands
-2.92%
Return on Assets
Negative — losing money
$139M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EASTERN NATIONAL BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EASTERN NATIONAL BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 12.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EASTERN NATIONAL BANK holds $158M in total assets and $139M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #20026).

EASTERN NATIONAL BANK has a Tier 1 capital ratio of 12.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.71%, and the return on assets is -2.92%.

Yes. EASTERN NATIONAL BANK is FDIC-insured (Certificate #20026). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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