EASTERN MICHIGAN BANK
CROSWELL, MICHIGAN · FDIC Cert #982
Capital & Safety Analysis
According to FDIC financial data, EASTERN MICHIGAN BANK holds a Tier 1 capital ratio of 13.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EASTERN MICHIGAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EASTERN MICHIGAN BANK shows strong financial health indicators. With $559M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EASTERN MICHIGAN BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EASTERN MICHIGAN BANK holds $559M in total assets and $463M in total deposits. It is located in CROSWELL, MICHIGAN (FDIC Certificate #982).
EASTERN MICHIGAN BANK has a Tier 1 capital ratio of 13.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 1.40%.
Yes. EASTERN MICHIGAN BANK is FDIC-insured (Certificate #982). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.