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BankHealth

EASTERN INTERNATIONAL BANK

LOS ANGELES, CALIFORNIA · FDIC Cert #32277

D
Health Score
49/100
$115M
Total Assets
$88M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, EASTERN INTERNATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EASTERN INTERNATIONAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
19.94%
Liquidity Ratio
Adequate liquidity
0.54%
Return on Assets
Low profitability
$88M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EASTERN INTERNATIONAL BANK shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EASTERN INTERNATIONAL BANK has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EASTERN INTERNATIONAL BANK holds $115M in total assets and $88M in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #32277).

EASTERN INTERNATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.54%.

Yes. EASTERN INTERNATIONAL BANK is FDIC-insured (Certificate #32277). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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