EASTERN CONNECTICUT SB
NORWICH, CONNECTICUT · FDIC Cert #28167
Capital & Safety Analysis
According to FDIC financial data, EASTERN CONNECTICUT SB holds a Tier 1 capital ratio of 10.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EASTERN CONNECTICUT SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EASTERN CONNECTICUT SB shows some financial weakness with a Health Score of 46/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EASTERN CONNECTICUT SB has a Bank Health Score of D (46/100). It holds a Tier 1 capital ratio of 10.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EASTERN CONNECTICUT SB holds $267M in total assets and $238M in total deposits. It is located in NORWICH, CONNECTICUT (FDIC Certificate #28167).
EASTERN CONNECTICUT SB has a Tier 1 capital ratio of 10.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.93%, and the return on assets is -0.15%.
Yes. EASTERN CONNECTICUT SB is FDIC-insured (Certificate #28167). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.