EARLHAM SAVINGS BANK
WEST DES MOINES, IOWA · FDIC Cert #5796
Capital & Safety Analysis
According to FDIC financial data, EARLHAM SAVINGS BANK holds a Tier 1 capital ratio of 16.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EARLHAM SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EARLHAM SAVINGS BANK shows strong financial health indicators. With $361M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EARLHAM SAVINGS BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EARLHAM SAVINGS BANK holds $361M in total assets and $329M in total deposits. It is located in WEST DES MOINES, IOWA (FDIC Certificate #5796).
EARLHAM SAVINGS BANK has a Tier 1 capital ratio of 16.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.66%.
Yes. EARLHAM SAVINGS BANK is FDIC-insured (Certificate #5796). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.