DIETERICH BANK
EFFINGHAM, ILLINOIS · FDIC Cert #3787
Capital & Safety Analysis
According to FDIC financial data, DIETERICH BANK holds a Tier 1 capital ratio of 11.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DIETERICH BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DIETERICH BANK shows strong financial health indicators. With $1.5B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DIETERICH BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DIETERICH BANK holds $1.5B in total assets and $1.3B in total deposits. It is located in EFFINGHAM, ILLINOIS (FDIC Certificate #3787).
DIETERICH BANK has a Tier 1 capital ratio of 11.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.79%.
Yes. DIETERICH BANK is FDIC-insured (Certificate #3787). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.