DEWITT BANK&TRUST CO
DEWITT, IOWA · FDIC Cert #14705
Capital & Safety Analysis
According to FDIC financial data, DEWITT BANK&TRUST CO holds a Tier 1 capital ratio of 10.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DEWITT BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DEWITT BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DEWITT BANK&TRUST CO has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 10.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DEWITT BANK&TRUST CO holds $239M in total assets and $211M in total deposits. It is located in DEWITT, IOWA (FDIC Certificate #14705).
DEWITT BANK&TRUST CO has a Tier 1 capital ratio of 10.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.12%, and the return on assets is 0.96%.
Yes. DEWITT BANK&TRUST CO is FDIC-insured (Certificate #14705). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.