DECATUR COUNTY BANK
DECATURVILLE, TENNESSEE · FDIC Cert #6101
Capital & Safety Analysis
According to FDIC financial data, DECATUR COUNTY BANK holds a Tier 1 capital ratio of 10.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DECATUR COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DECATUR COUNTY BANK shows strong financial health indicators. With $283M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DECATUR COUNTY BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DECATUR COUNTY BANK holds $283M in total assets and $257M in total deposits. It is located in DECATURVILLE, TENNESSEE (FDIC Certificate #6101).
DECATUR COUNTY BANK has a Tier 1 capital ratio of 10.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.63%.
Yes. DECATUR COUNTY BANK is FDIC-insured (Certificate #6101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.