CRYSTAL LAKE B&T CO NA
CRYSTAL LAKE, ILLINOIS · FDIC Cert #34681
Capital & Safety Analysis
According to FDIC financial data, CRYSTAL LAKE B&T CO NA holds a Tier 1 capital ratio of 10.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CRYSTAL LAKE B&T CO NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CRYSTAL LAKE B&T CO NA shows strong financial health indicators. With $1.8B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CRYSTAL LAKE B&T CO NA has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 10.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CRYSTAL LAKE B&T CO NA holds $1.8B in total assets and $1.5B in total deposits. It is located in CRYSTAL LAKE, ILLINOIS (FDIC Certificate #34681).
CRYSTAL LAKE B&T CO NA has a Tier 1 capital ratio of 10.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 2.21%.
Yes. CRYSTAL LAKE B&T CO NA is FDIC-insured (Certificate #34681). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.