CREST SAVINGS BANK
WILDWOOD, NEW JERSEY · FDIC Cert #28818
Capital & Safety Analysis
According to FDIC financial data, CREST SAVINGS BANK holds a Tier 1 capital ratio of 12.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CREST SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CREST SAVINGS BANK shows strong financial health indicators. With $575M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CREST SAVINGS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CREST SAVINGS BANK holds $575M in total assets and $464M in total deposits. It is located in WILDWOOD, NEW JERSEY (FDIC Certificate #28818).
CREST SAVINGS BANK has a Tier 1 capital ratio of 12.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.27%.
Yes. CREST SAVINGS BANK is FDIC-insured (Certificate #28818). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.