Skip to main content
BankHealth

COUNTYBANK

GREENWOOD, SOUTH CAROLINA · FDIC Cert #9155

A
Health Score
92/100
$690M
Total Assets
$562M
Total Deposits
14.64%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COUNTYBANK holds a Tier 1 capital ratio of 14.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COUNTYBANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
36.19%
Liquidity Ratio
Strong — can meet withdrawal demands
0.64%
Return on Assets
Low profitability
$562M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COUNTYBANK shows strong financial health indicators. With $690M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COUNTYBANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COUNTYBANK holds $690M in total assets and $562M in total deposits. It is located in GREENWOOD, SOUTH CAROLINA (FDIC Certificate #9155).

COUNTYBANK has a Tier 1 capital ratio of 14.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.64%.

Yes. COUNTYBANK is FDIC-insured (Certificate #9155). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: