COUNTY BANK
SIGOURNEY, IOWA · FDIC Cert #12126
Capital & Safety Analysis
According to FDIC financial data, COUNTY BANK holds a Tier 1 capital ratio of 12.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COUNTY BANK shows strong financial health indicators. With $230M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COUNTY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 12.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COUNTY BANK holds $230M in total assets and $201M in total deposits. It is located in SIGOURNEY, IOWA (FDIC Certificate #12126).
COUNTY BANK has a Tier 1 capital ratio of 12.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 2.08%.
Yes. COUNTY BANK is FDIC-insured (Certificate #12126). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.