CORNERSTONE COMMUNITY BANK
RED BLUFF, CALIFORNIA · FDIC Cert #58411
Capital & Safety Analysis
According to FDIC financial data, CORNERSTONE COMMUNITY BANK holds a Tier 1 capital ratio of 11.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CORNERSTONE COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CORNERSTONE COMMUNITY BANK shows strong financial health indicators. With $679M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CORNERSTONE COMMUNITY BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CORNERSTONE COMMUNITY BANK holds $679M in total assets and $596M in total deposits. It is located in RED BLUFF, CALIFORNIA (FDIC Certificate #58411).
CORNERSTONE COMMUNITY BANK has a Tier 1 capital ratio of 11.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.28%.
Yes. CORNERSTONE COMMUNITY BANK is FDIC-insured (Certificate #58411). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.