CORNERSTONE BANK
FARGO, NORTH DAKOTA · FDIC Cert #13198
Capital & Safety Analysis
According to FDIC financial data, CORNERSTONE BANK holds a Tier 1 capital ratio of 9.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CORNERSTONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CORNERSTONE BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CORNERSTONE BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 9.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CORNERSTONE BANK holds $1.6B in total assets and $1.4B in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #13198).
CORNERSTONE BANK has a Tier 1 capital ratio of 9.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.04%.
Yes. CORNERSTONE BANK is FDIC-insured (Certificate #13198). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.