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BankHealth

COREFIRST BANK&TRUST

TOPEKA, KANSAS · FDIC Cert #18100

A
Health Score
81/100
$1.2B
Total Assets
$1.0B
Total Deposits
12.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COREFIRST BANK&TRUST holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COREFIRST BANK&TRUST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.82%
Nonperforming Loans
Low — healthy loan portfolio
28.73%
Liquidity Ratio
Strong — can meet withdrawal demands
0.72%
Return on Assets
Low profitability
$1.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COREFIRST BANK&TRUST shows strong financial health indicators. With $1.2B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COREFIRST BANK&TRUST has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COREFIRST BANK&TRUST holds $1.2B in total assets and $1.0B in total deposits. It is located in TOPEKA, KANSAS (FDIC Certificate #18100).

COREFIRST BANK&TRUST has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.82%, and the return on assets is 0.72%.

Yes. COREFIRST BANK&TRUST is FDIC-insured (Certificate #18100). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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