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BankHealth

COOP BANK

ROSLINDALE, MASSACHUSETTS · FDIC Cert #26922

C
Health Score
59/100
$574M
Total Assets
$459M
Total Deposits
11.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COOP BANK holds a Tier 1 capital ratio of 11.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COOP BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.82%
Nonperforming Loans
Low — healthy loan portfolio
10.51%
Liquidity Ratio
Adequate liquidity
0.00%
Return on Assets
Low profitability
$459M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COOP BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COOP BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 11.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COOP BANK holds $574M in total assets and $459M in total deposits. It is located in ROSLINDALE, MASSACHUSETTS (FDIC Certificate #26922).

COOP BANK has a Tier 1 capital ratio of 11.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.82%, and the return on assets is 0.00%.

Yes. COOP BANK is FDIC-insured (Certificate #26922). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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