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BankHealth

CONTINENTAL BANK

SALT LAKE CITY, UTAH · FDIC Cert #57571

C
Health Score
56/100
$174M
Total Assets
$120M
Total Deposits
16.73%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CONTINENTAL BANK holds a Tier 1 capital ratio of 16.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CONTINENTAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.82%
Nonperforming Loans
Moderate — some loan stress
7.72%
Liquidity Ratio
Low — potential liquidity stress
0.77%
Return on Assets
Low profitability
$120M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CONTINENTAL BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CONTINENTAL BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 16.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CONTINENTAL BANK holds $174M in total assets and $120M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #57571).

CONTINENTAL BANK has a Tier 1 capital ratio of 16.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.82%, and the return on assets is 0.77%.

Yes. CONTINENTAL BANK is FDIC-insured (Certificate #57571). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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